In this fast-paced digital era, making money from your smartphone has never been this easy. This article will show you the 5 best apps to make money in your sweet and cozy home. With all of these apps, you don’t have to spend a single penny from your pocket or invest in anything. If you have a question about whether these apps are genuine, there are a lot of fake applications on the internet. Then let me assure you that all the apps in this article are genuine, and I have personally used and verified all of them. Now I am recommending you so that you can earn as well.
Table of Contents
Let’s Explore 3 Best Apps to Make Money Online

CRED
The very first app on our list is CRED. You might have heard about this app or have seen an ad about it somewhere. On the core, this app manages your credit card and you can make payments on the credit cards. Here are 3 ways you can make money with this app.
- Pay Credit Card Bills & Earn: When you pay your credit card bills through the CRED app, you can earn CRED coins. After earning some CRED coins you can convert them into cash using the BURN option.
- Refer and Earn: The second method uses a common strategy called refer and earn. If you are able to refer a friend you will get Rs 750 per referral and the referred friend will also get Rs 250 on signup. This is a win-win situation. Now think if you are able to get 10 people through your referral link then you know the maths (Rs 7500).
- Play CRED Jackpot: CRED often hosts a game called CRED Jackpot, where you can participate easily and get a chance to earn CRED coins and win prizes. Just keep an eye out for this one.

Angel One
The next app on our list is Angel One. In this app you can buy and invest in stocks, Trade in various financial products. With Angel One, you can access real-time market data, invest in mutual funds, etc. Now, let’s explore 2 ways to make real money with this app. I will only recommend the methods that I have personally used and made money with.
- Stock Trading: Now, I know that you are new to stock trading but if you have some money to invest, you can buy stocks of a company only after researching the company first. If you don’t know anything about the stock market or stocks in general then you should follow the next methods.
- Refer a Friend: Angel One also has the refer and earn method, but this app gives you a lot more money for the same. I have personally seen people earning Rs 1200 per referral. Please note that the amount per referral keeps getting up and down so when you download the app it might be Rs 800, Rs 1000, or even Rs 1200.

Upstox
This app is really famous you might have seen it or at least heard about it. If not How?. If you are an IPL lover like me then you know how much this app invests in advertisement. In technical terms this app gives you a lot of features like real-time market data, charting tools, and order execution, allowing users or make good decisions and execute trades efficiently. Now, these terms aside how can you make money with this? Here are 3 ways you can make easy money with this app.
- Long-Term Investing: This method is not a get-rich overnight scheme. It requires you to buy and hold stocks for an extended period of time, usually years to benefit from the company’s growth. It’s a more passive approach. If you want to earn money quickly then this method is not for you. But, if you really want to make a lot of money passively you can buy stocks and hold them.
- Intraday Trading: It is also known as Day Trading, it basically involves you buying and selling stocks within the same day trading day. Every trader aims to make a profit from short-term price movements. If you are new to stocks then I will not recommend you this method. I only included this for some people who know a little bit about the stock market and how it works. This strategy requires careful analysis and quick decision-making skills.
- Refer and Earn: By now you already know this method. So let’s just discuss how much you can make in this app. It gives you Rs 300 to Rs 500 per referral. So it also has some easy money-making potential. Just give it a try, this app is really easy to use and make money with.
Personal Advise (Conclusion)
In this article, I showed you 3 best apps to make money online. If you made it here then congrats, you already have all the necessary knowledge to make money online. Remember, each of these options comes with its own set of risks and rewards except for refer and earn. So, If you are a beginner then I would suggest you stick with refer and earn for now. As you start to earn more money you can explore other options as well. Then again this is just my personal advice. Always stay informed and research before you invest your money.
FAQ’s
Are these apps trustworthy and secure?
Absolutely! I have handpicked these apps to ensure they are safe and reliable. Just be sure to download them from official app stores and avoid any suspicious sources.
How much can I really earn with these apps?
Your earnings depend on how active you are on the apps and the tasks you complete or how many people you refer. Some people make a little extra money, while others turn it into a significant side income.
Do I need to spend money to use these apps?
No worries! These apps are free to download and use. There’s no need to invest any money; all you need is your time and enthusiasm.
How do I receive my earnings?
It’s really simple! Most apps offer various payment options, such as PayPal, gift cards, or direct bank transfers, making it convenient for you to receive your hard-earned money.